Buying or selling a home can be a complicated process. It makes sense, therefore, to employ competent and experienced professionals to guide you through safely.
If you instruct us as your conveyancing specialists, you can be assured that we will provide a high quality, specialised, and prompt service. We will always be available to take your calls and answer your queries, and we will always be happy to see you in person.
Further to the above, our experience means we can help advise you through the following:
Organising the Finance
The price you can afford to pay will depend on the way in which the transaction is financed. We can introduce you to an appropriate financial advisor or mortgage broker who will be able to discuss with you the various types of mortgages and funding available so that this can be arranged for you.
Basis of Ownership
Most people buy jointly and we can explain to you the different ways in which property can be held by one or more individuals. It is vitally important that this aspect is dealt with thoroughly as it has a major impact on what happens if one of the joint owners should die or separation occurs.
Surveys
When you take out a mortgage, the Lender will insist on the property being valued – this is only a valuation for mortgage purposes and not a survey. It is advisable to have a further, more detailed, independent survey. We can explain to you the different types of survey available, and we can put you in touch with reputable surveyors who can carry out a survey for you.
Estate Agents
We deal with reputable estate agents all the time and we can direct you to the one we consider most suitable to sell your particular property.
Other Legal Aspects
There may, for example, be conditions or provisions in the title to the property which may affect your ability to obtain planning permission in the future. Similarly, there may be provisions about boundary walls or restrictions affecting what you can and cannot do on the property. We can explain all these factors to you.
Expenses
We shall provide you with a written estimate of our fees and the payments which will need to be made on your part such as search fees and stamp duty. We will explain exactly when the deposit and the balance of the purchase price are required and we will ensure the mortgage monies are obtained on time.